Dear Miss Snark,
I'm doing a semester paper for a class on a career I'd like to pursue, and I have to answer a question about health benefits. How do writers receive health benefits from their employers? is what I need to know.
Writers don't have employers. they receive royalties on a 1099-M Misc. income form.
If they have health insurance at all, they have it through something like Authors Guild, a spouse, or some other way.